| Selected Year-End Data: | 2021 | 2020 | 2019 |
|---|---|---|---|
| Pre-Tax Income | $77,662 | $32,003 | $66,122 |
| Net Income | 56,622 | 26,192 | 47,434 |
| Total Assets | 6,077,993 | 5,890,442 | 5,182,879 |
| Total Deposits | 5,266,149 | 4,818,484 | 4,243,511 |
| Total Investment Securities | 905,433 | 622,689 | 390,755 |
| Total Loans | 4,843,812 | 4,404,545 | 4,411,685 |
| Total Shareholders’ Equity | 546,388 | 527,122 | 503,652 |
Assets under Management and/or Administration at
|
$11.1 billion | $8.8 billion | $7.5 billion |
| Per Common Share: | |||
| Earnings—Basic | $3.01 | $1.39 | $2.46 |
| Earnings—Diluted | 2.93 | 1.37 | 2.44 |
| Book Value | 29.70 | 27.78 | 26.61 |
| Financial Ratios: | |||
| Net Interest Margin | 2.38% | 2.31% | 2.63% |
| Return on Average Assets | 0.94 | 0.45 | 0.99 |
| Return on Average Common Equity | 10.56 | 5.11 | 9.70 |
| Regulatory Capital Ratios: | |||
| Total Capital to Risk-Weighted Assets | 14.64% | 17.67% | 14.20% |
| Tier 1 Capital to Risk-Weighted Assets | 10.62 | 11.93 | 11.14 |
| Common Equity Tier 1 Capital to Risk-Weighted Assets | 10.62 | 11.93 | 11.14 |
| Tier 1 Capital to Average Assets | 8.29 | 8.53 | 9.33 |