The Commercial Banking divisions of Peapack-Gladstone Bank specialize in Commercial and Industrial (C&I), Commercial Real Estate, Multi-Family and Small Business lending, providing customized solutions with a focus on helping clients achieve their goals. Our advice-led approach includes:

C&I Lending

  • Value Added Financing for Short-, Medium- and Long-Term Requirements
  • State-of-the-Art Treasury and Cash Management Solutions
  • Assistance with Developing Legacy Objectives
  • Development of Succession Plans
  • Evaluation of Debt Capacity

The Commercial Real Estate division of Peapack-Gladstone Bank specializes in multi-family lending and other investment property lending. We offer competitive programs, fees and flexible terms that allow clients to purchase or refinance their investment property. We focus on working with experienced owners, operators and/or developers that have financing needs related to multi-family properties, multi-tenanted office, medical, retail, and industrial properties. Primary markets include New Jersey, New York City and Pennsylvania.

Small Business Lending and Community Banking

  • Revolving Working Capital Lines of Credit
  • Owner-Occupied Commercial Mortgages
  • Equipment Term Loans+
  • Business Expansion Loans+
  • Letters of Credit
  • Loans Secured by Marketable Securities or Brokerage Accounts
  • New Jersey Economic Development Authority Loans
  • Small Business Administration (SBA) Loans – SBA Preferred Lender
    • SBA 7(a) Loans
    • SBA Express Program
    • SBA 504 Loan Program
  • Small Business Lines of Credit+
+Online application available

The Treasury Management division of Peapack-Gladstone Bank offers clients the ability to make sound decisions and improve financial performance with customized treasury management solutions:

Collection Solutions

  • ACH Origination
  • Integrated Lockbox
  • Merchant Services
  • Mobile Deposit
  • Night Deposit
  • Remote Deposit

Payment Solutions

  • ACH Origination
  • Card Solutions
  • Online Bill Pay
  • Web Initiated Domestic and Foreign Wire Transfers (restrictions may apply)

Liquidity and Management Solutions

  • ACH Debit Block
  • BAI Reporting
  • Checking Account Sweep
  • Insured Liquidity Sweep++
  • Mobile Banking
  • Online Escrow Management and IOLTA/IOLA
  • Online Reporting and Account Management
  • Positive Pay Fraud Protection
  • Zero Balance Accounts

The Platinum Service Team at Peapack-Gladstone Bank provides white glove service to high-net-worth clients and their companies, offering high-quality, approachable client service, as well as a sophisticated private wealth management strategy designed to fit every need. Whether you have standard private banking needs or are seeking complex, custom, or pioneering financial assistance, our Platinum Service Team is always accessible.

The Professional Services Group at Peapack-Gladstone Bank has an expertise in banking professional firms including law, accounting, engineering, and architectural firms, and their partners and clients. We offer professional firms, peace of mind and the expertise of one private banking team, dedicated to providing solid guidance, advice, and holistic solutions.

Peapack Capital is a subsidiary of Peapack-Gladstone Bank that provides asset finance and equipment leasing solutions, specializing in mid- to large-scale transactions that help clients’ businesses grow and succeed.

Industry Niches:

  • Transportation – Heavy Duty Trucking, Marine, Business Aviation, Rail, Logistics
  • Industrials – Automotive, Utilities, Telecom, Energy, Construction, Chemicals
  • Manufacturing – Technology, Machine Tools, Consumer Products Packaging, Plastic Extrusion
  • Healthcare – Diagnostic Imaging, Medical Testing, Radiation Therapy, Surgical
  • Information Technology - Servers, PCs, Networking Equipment, Switches, Software

Products:

  • Capital, Synthetic, Operating, TRAC and Split-TRAC Leases
  • Taxable and Tax-Exempt Lease Structures
  • Capex Financing for New and Used Equipment
  • Sale/Leaseback of Existing Equipment
  • Secured Revolvers, Term Debt and Balloon Financing Structures
++Funds participating in the PGB Insured Liquidity Sweep Account are deposited into deposit accounts at participating banks, which are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000 for each category of legal ownership, including any other balances you may hold directly or through other intermediaries, including broker-dealers. The total amount of FDIC insurance for your account depends on the number of banks in the program. If the balance in your account is greater than the FDIC insurance coverage in the program, any excess funds will not be insured. Please read the Program Terms and Conditions carefully before depositing money into the program and for other important customer disclosures of information. To assure your FDIC coverage, please regularly review banks in which your funds have been deposited and notify your bank immediately if you do not want to allocate funds to a particular bank or banks.

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